Our Blogs

2025-06-28 • 8 min read
How to Choose the Best Mutual Fund in 2025 From Mutual Fund Categories
Confused by the dozens of mutual fund categories? Learn how to pick the right one for your goals, risk, and timeline — and avoid common mistakes in 2025.
Prospera Wealth Team

2025-06-28 • 7 min read
Financial Planning for Newly Married Couples in India
Just married? Here’s a simple, actionable guide to help Indian couples set joint goals, budget smartly, invest early, and build lasting wealth—together.
Prospera Wealth Team

2025-06-28 • 7 min read
How Much Insurance Cover Do You Really Need? Not Too Much, Not Too Little
Struggling to decide how much life insurance you actually need? Learn the simple steps to calculate the right cover and protect your family’s future—without under- or over-insuring.
Prospera Wealth Team

2025-06-28 • 7 min read
Investing vs. Trading: Know the Difference Before You Risk Your Savings
Don't confuse long-term investing with short-term trading! Discover the differences, risks, tax impacts, and learn why patience is the ultimate wealth builder.
Prospera Wealth Team

2025-06-28 • 7 min read
Should You Prepay Your Home Loan or Invest?
Bonus or extra savings in hand? Should you pay off your home loan or invest for growth? Learn the real numbers, strategies, and the balanced approach smart investors use.
Prospera Wealth Team

2025-06-28 • 7 min read
Retirement Planning at 25 vs 45: What Changes?
How does retirement planning change with age? See what’s different (and what stays the same) when you start at 25 vs 45—and why it’s never too late to take action.
Prospera Wealth Team

2025-06-28 • 7 min read
How to Set Realistic Financial Goals (7 Step Financial Plan)
Ready to achieve your money dreams? Here’s a practical 7-step guide to set, protect, and reach your financial goals—without overwhelm or confusion.
Prospera Wealth Team

2025-06-28 • 6 min read
SIP vs Lump Sum - which is better for you?
Should you invest all at once or bit by bit? Explore the real difference between SIP and Lump Sum investments, and discover which is right for your financial goals.
Prospera Wealth Team

2025-06-28 • 6 min read
Stocks VS Mutual Fund
Confused between stocks and mutual funds? Discover the pros, cons, and key differences so you can choose the best way to grow your wealth in 2025.
Prospera Wealth Team

2025-06-28 • 7 min read
How to Use Systematic Withdrawal Plan (SWP) for Regular Monthly Income
Looking for steady, tax-efficient monthly income after retirement? Discover how a Systematic Withdrawal Plan (SWP) in mutual funds works—and why it beats rental property for many Indian investors.
Prospera Wealth Team

2025-06-28 • 7 min read
Things to Consider Before Buying Health Insurance
Confused about which health insurance plan to choose? Here’s what you must consider—coverage, sum insured, network hospitals, claim ratios, and more—to protect your family the right way.
Prospera Wealth Team

2025-06-28 • 7 min read
What is Asset Allocation and Why It Is the Secret of Wealthy Investors
Most wealthy investors don’t just pick stocks—they master asset allocation. Discover why this simple strategy is the backbone of long-term wealth and stability.
Prospera Wealth Team